DSP Banking and PSU Debt Fund - Direct Plan - Monthly IDCW

DSP Mutual Fund · Banking and PSU Debt Fund

NAV as of 9 Sept 2026

₹10.4344

1y return: +0.44%; absolute
3y return: +0.63%; CAGR
5y return: +0.47%; CAGR

NAV history

Low ₹10.2826High ₹10.5767

Scheme details

Fund house: DSP Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct Plan
Option: Monthly IDCW
AMFI scheme code: 124176
ISIN (growth / payout): INF740K01ZX0
ISIN (reinvestment): INF740K01ZY8
52-week high: ₹10.5767
52-week low: ₹10.2826

SIP projection

An illustration only. The rate below is an assumption, not a forecast, and actual returns will differ.

Monthly SIP (₹)YearsAssumed annual rate (%)

Amount invested: ₹6,00,000
Projected value at 0.6% p.a.: ₹6,18,515

Other variants of this fund

Scheme	Plan	NAV	1y	3y	5y
DSP Banking and PSU Debt FundDirect · Daily IDCW Reinvestment	Direct · Daily IDCW Reinvestment	₹10.1631	−0.08%	+0.01%	+0.01%
DSP Banking and PSU Debt FundDirect · Growth	Direct · Growth	₹26.3865	+4.93%	+7.05%	+6.05%
DSP Banking and PSU Debt FundDirect · IDCW	Direct · IDCW	₹10.649	+0.41%	+0.37%	+0.30%
DSP Banking and PSU Debt FundDirect · Quarterly IDCW	Direct · Quarterly IDCW	₹10.4858	+0.40%	+0.66%	+0.37%
DSP Banking and PSU Debt FundDirect · Weekly IDCW	Direct · Weekly IDCW	₹10.1625	−0.20%	+0.00%	+0.00%
DSP Banking and PSU Debt FundRegular · Daily IDCW Reinvestment	Regular · Daily IDCW Reinvestment	₹10.161	−0.07%	+0.00%	+0.01%
DSP Banking and PSU Debt FundRegular · Growth	Regular · Growth	₹25.4013	+4.64%	+6.77%	+5.77%
DSP Banking and PSU Debt FundRegular · IDCW	Regular · IDCW	₹10.6326	+0.40%	+0.36%	+0.29%

Banking and PSU Debt Fund peers, sorted by 1-year return

Same plan and option, from other fund houses. Sorted by a fact, not a recommendation.

Scheme	Fund house	Plan	NAV	1y	3y	5y
LIC MF Banking & PSU Debt FundDirect · Monthly IDCW	LIC Mutual Fund	Direct · Monthly IDCW	₹15.1114	+5.67%	+7.40%	+6.31%
UTI Banking & PSU Debt FundDirect · Monthly IDCW	UTI Mutual Fund	Direct · Monthly IDCW	₹13.7208	+1.68%	+2.71%	+2.80%
Edelweiss Banking and PSU Debt FundDirect · Monthly IDCW	Edelweiss Mutual Fund	Direct · Monthly IDCW	₹10.9545	+0.35%	+0.03%	−0.77%
Invesco India Banking and PSU Debt FundDirect · Monthly IDCW	Invesco Mutual Fund	Direct · Monthly IDCW	₹1,014.0973	+0.20%	+0.08%	−0.02%
Bandhan Banking and PSU Debt FundDirect · Monthly IDCW	Bandhan Mutual Fund	Direct · Monthly IDCW	₹10.4595	+0.10%	+0.06%	+0.04%
Axis Banking and PSU Debt FundDirect · Monthly IDCW	Axis Mutual Fund	Direct · Monthly IDCW	₹1,035.6581	+0.03%	+0.00%	+0.01%

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Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. NAV data is sourced from AMFI and may be delayed. The Good Wealth is an AMFI-registered mutual fund distributor and does not provide investment advice.