Nothing to install, nothing to sign up for

A quiet corner to try the numbers out.

Slide things around. Put in a silly number and see what happens. Everything here runs in your own browser, nothing is saved, and nobody is watching what you type.

These tools show arithmetic, not advice. They assume one steady rate of return, which no real market has ever provided, and they know nothing about your loans, your family or your job. Use them to get curious, then bring your questions to me.

What could a monthly SIP become?

Move the three sliders to see how a fixed monthly amount adds up over time. Time usually matters more than the amount.

Monthly investment₹10,000

For how many years15 years

Assumed return each year12%

You would invest₹18,00,000

Possible growth₹32,45,760

Value after 15 years₹50,45,760

That is roughly 50.46 lakh rupees, from ₹10,000 a month.

What you put in Possible growth

An illustration only, using one steady rate of return that markets do not actually deliver. Real returns move up and down and are not guaranteed. Treat this as a way to picture the effect of time, then talk to Aryan before you decide anything.

What could a one-time amount become?

For money you already have in hand, a bonus or a maturity. Useful for seeing what patience alone can do.

Amount invested once₹5,00,000

Left invested for10 years

Assumed return each year12%

You put in₹5,00,000

Possible growth₹10,52,924

Value after 10 years₹15,52,924

That is roughly 15.53 lakh rupees, without adding another rupee.

What you put in Possible growth

An illustration only, using one steady rate of return. A large sum arriving at a market high can look very different in year three than in year thirty. Investing a lump sum in instalments is often the calmer route. Please talk it through with Aryan first.

What sort of investor are you?

Five short questions, no right answers. It is a conversation starter, not a test, and nothing you tap here is stored or sent anywhere.

0 of 5 answered

1.How long do you plan to stay invested?
2.If your investments fell 20% in a market drop, you would probably
3.What share of your income can you set aside comfortably?
4.What matters most to you right now?
5.How familiar are you with market-linked investments?

Answer all five and a short summary will appear here.

A calculator cannot ask you the important questions.

It does not know that your daughter starts college in four years, or that your shop has a slow season, or how you felt the last time the market fell. That is the part we do together, and it is the part that actually decides how this goes.

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